It’s finally time; your holiday is coming up, and you’re excited to try something new: S.C.U.B.A. (Self Contained Underwater Breathing Apparatus) courses.
You’re packed and ready for this sweet trip, where you will get the chance to knock an item off of your bucket list and explore part of this beautiful world. But wait; before you prepare to dive forward and head off on your trip, you need to stop and make sure you have some form of insurance that covers that scuba diving course.
- scuba diving insuranceWIlly Volk / Water Photos / CC BY-NC-SA
After all, you’ve probably already packed or prepared to rent everything you’ll need to be safe during your experience – including a wet suit, air cylinder, a snorkel, and any other materials you’ll need during your dive below the surface.
To skip purchasing some travel insurance with a scuba diving policy now is a sure-fire way to take the plunge – and not the good kind. The truth is that while scuba diving is a wonderful experience, it has risks; even the most experienced divers can potentially find themselves seriously hurt during their adventures. This is why a solid travel insurance policy with additional scuba coverage is absolutely necessary, whether you plan on staying in shallow waters or adventuring off to a wreck near a deep sea reef.
As detailed by scubadviser.com, the right scuba diving insurance coverage offers you several important things:
Financial protection should you find yourself experiencing a medical emergency as a result of your diving activities.
If your equipment goes bad and needs to be replaced, not having a policy to cover those damages could result in a very costly out-of-pocket expense – meaning you’ll lose a lot of the money you saved to go on that fantastic trip you planned in the first place.
Good insurance will actually cover a decent part or all of the costs of the diving equipment you’ll need to purchase or rent during your trip, meaning it will save you money and make your experience all the more enjoyable.
Due to the importance of having the correct insurance beforehand just like one of my friends mentioned in her travel article, travelers should allow themselves plenty of time to research and purchase any necessary insurance, especially since many insurance agencies don’t cover scuba diving or snorkelling automatically, if at all; most of the time, scuba diving ends up on the company’s list of exclusions (situations it won’t cover).
Fortunately, companies like Divers Alert Network (DAN) and Dive Assure are able to provide this importance protection to travelers.
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Take the time to do the research and invest in a strong insurance policy before you head off for your holiday – doing so will help you relax and enjoy yourself all the more; you’ll know that you’re covered, no matter what happens!
